Iamon lyme: So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

It's a simple question.

(V): "For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye."

You should probably stay home and not touch things that can hurt you.

Iamon lyme: Not to mention that the lazy liberals in the US look for ways to sue so they can make money the easy way. It's really extortion via the courts. 2 million for spilling one's coffee. Seriously. The woman that won that award needed to be jailed for even bringing that suit.

Iamon lyme: So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

(V): ".... Your not one for surrendering your rights are you? You just let businesses walk all over you if they mislead you!!"

You are missing the point. I don't let businesses walk all over or mislead me. That's the whole point of "let the buyer beware". I haven't had to exercise my right to sue because I don't let myself get ripped off.

I have better things to do than to keep myself busy getting justice for being ripped off after making stupid decisions. Another way of saying 'let the buyer beware' is let the buyer be aware.

So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

Is that because of the morphine from the ER department??

Iamon lyme: So is Contract law. That on buying something there are certain rights you have.

.... Your not one for surrendering your rights are you? You just let businesses walk all over you if they mislead you!!

"It's ok... you win, I was dumb for not understanding section 15 part Ciii, I'll just roll over and take it. I like being ripped off!!

Iamon lyme: A mind is a terrible thing to waste! I know where mine is. I keep it locked up just in case I ever need it.

Artful Dodger: "What??? Are you crazy???! Have you lost your mind???!!!"

That's old news. I didn't even know it was missing until I went looking for it about 20 years ago. I think one of my kids took it.

(V): "Even those with no law degrees or just plain 'dumb'?"

Especially for those with no law degrees or just plain 'dumb'.

It's a simple rule of thumb almost anyone can understand. I say 'almost' because some don't want to understand it... personal responsibility is for other people, not for them.

BREAKING! Arpaio Investigation: Obama Certificate 100% FORGED! National ...: http://youtu.be/t2rO9dA6GcM via @youtube

Iamon lyme: "Personal Fiscal Responsibility" ??? What??? Are you crazy???! Have you lost your mind???!!!

Iamon lyme: That fact sheet was around for over 12 years and Obama never objected. Also he got student aid for being a student from a foreign country. It's being ignored by the liberal press and only picked up by the bloggers. Even Fox is keeping a distance. Cowards.

(V): It doesn't just mean you should read the fine print. The idea is that the buyer is expected to exercise at least a modicum of personal fiscal responsibility.

Artful Dodger: I know that a fact sheet in the front pages of one of his own books says he was born in another country. What's the lastest scoop on this.. as if after almost 4 years anyone really cares anymore.

Looks like the Clintons were the first ones to question His Majesty on his eligibility. More to come on that.

... Regarding buyer beware. If a business sells you a car and it then 'breaks' .. eg the wheels fall off, or the engine blows up... it's not buyer beware. The business is expected to sell a roadworthy car. This is part of contract law, to sell a product that is fit for purpose.

After all..... we are not all trained mechanics!!

Iamon lyme: Looks like Obama's birth certificate is a total forgery. Also, he was a dope head when in college. Now he's just a dope.

Such stereotyping.

Anytime someone complains about other's good fortunes (which is due to their hard work) you can bet the complainer is living off the government and has a thousand excuses why he/she can't work. "I hurt my big toe" or some other lame excuse. My liberal friends all complain and whine. My conservative friends all work hard and help others.

The Col: oh stop. YOu always have an ulterior motives in "discussions" with me. And "thanks for playing" wasn't originated by you so bite me.

So ah, thanks for playing, again.

Rights...... in the UK you have more rights when buying a kettle that proves faulty then buying a brand new house with a NHBC 10 year guarantee.

Iamon lyme: Even those with no law degrees or just plain 'dumb'?

MissDelish: Exactly. And if there is any doubt then don't buy. Signing on with credit card companies is especially bad, because until you get it all paid off they 'own' you.

Iamon lyme: ah, the old latin LOL..."Let the buyer beware" - in other words - read the fine print.

(V): "...Are YOU owed??"

caveat emptor

Artful Dodger: non confrontational discussions are awkward for you it seems.You seem to always be looking for an argument

and btw, use your own material re :"thanks for playing"

The Col: Yeah well, thanks for playing. Next time you might even win.

The Justice Department’s criminal investigation into the manipulation of LIBOR and EURIBOR by other financial institutions and individuals is ongoing. The agreement requires Barclays to continue cooperating with the department in its ongoing investigation.

“LIBOR and EURIBOR are critically important benchmark interest rates,” said Assistant Attorney General Breuer. “Because mortgages, student loans, financial derivatives, and other financial products rely on LIBOR and EURIBOR as reference rates, the manipulation of submissions used to calculate those rates can have significant negative effects on consumers and financial markets worldwide. For years, traders at Barclays encouraged the manipulation of LIBOR and EURIBOR submissions in order to benefit their financial positions; and, in the midst of the financial crisis, Barclays management directed that U.S. Dollar LIBOR submissions be artificially lowered. For this illegal conduct, Barclays is paying a significant price. To the bank’s credit, Barclays also took a significant step toward accepting responsibility for its conduct by being the first institution to provide extensive and meaningful cooperation to the government. Its efforts have substantially assisted the Criminal Division in our ongoing investigation of individuals and other financial institutions in this matter.”

I think the word for today is manipulation!!

""Senior managers at Barclays have warned staff in an internal memo that the Libor scandal will envelop other banks.

The memo circulated on Friday said that revelations about its rivals would "put in perspective" Barclays' culpability.....

.....According to the Barclays' memo to staff: "As other banks settle with authorities, and their details become public, and various governments' inquiries shed more light, our situation will eventually be put in perspective."

The memo, from Mr Agius and other senior executives, admitted that customers, shareholders and regulators "all have a right to feel let down" by the bank after it admitted to manipulating Libor, and incurred a £290m ($450m) fine from UK and US regulators.

Several banks are currently being investigated, both in the UK and the US, for allegedly manipulating Libor.

On Friday it emerged that the Federal Reserve Bank of New York - which is responsible for overseeing banks in the US city - discussed concerns about the way Libor was being set as early as May 2008.

YO!! Americans .. It's time for some pay back.

"""A US regulator has fined the credit card provider Capital One Financial for misleading millions of customers into buying unnecessary products. Capital One has agreed to pay $210m (£134m) to settle the case and refund two million customers.

The Consumer Financial Protection Bureau (CFPB) said "deceptive marketing tactics" had been used. Consumers had to pay for extras such as payment protection and credit monitoring when they took out a card. CFPB director Richard Cordray said: "Customers were pressured or misled into buying credit card products they didn't understand, didn't want, or in some cases, couldn't even use."

"We are putting companies on notice that these deceptive practices are against the law and will not be tolerated," he added.

Capital One, on of the US's biggest issuers of credit cards, said it will refund customers $150m, pay a $25m fine to the CFPB and an additional $35m to the Office of the Comptroller of the Currency"""

... $150,000,000 in refunds going.. Are YOU owed??

Homeland Security lets states access immigration database to aid voter purge

July 18, 2012

The Department of Homeland Security is opening up its immigration database to several battleground states that want to identify and kick off non-citizens from their voter registration rolls, NPR reported.

Homeland Security initially denied Florida's request to access the database, arguing it would violate voting rights laws, before a federal judge sided with Florida and forced DHS to open the database. Florida, Colorado, Nevada and other battleground states may soon start using the data to purge legal immigrants who have not yet become citizens from the rolls.

Florida notified 2,700 people--60 percent of them Hispanic--that their voter registration would be automatically revoked if they didn't prove their citizenship. The Florida officials relied on a state database that had out-of-date citizenship information, and most of the people contacted by reporters on the list have proven or stated their citizenship, according to the Miami Herald. Voting rights groups have criticized the purge for happening so close to the election, which gives people removed in error little time to re-register. Some Democrats argue the purges and voter ID laws intentionally discourage minority voters who tend to vote Democratic, but supporters argue that they're a necessary way to prevent voter fraud.

Artful Dodger: I don't think I commented one way or the other on your response

The Col: Yer welcome. Sorry if you don't like my honesty.

The Col: Kinda... But with the 'bad cop' coming from LA.

(V): good cop bad cop?

Wasn't it in South Park that the truth was told.

Conservatives need the Liberals in America so they can carry on being conservative without fear of the rest of the world seeing the US as an aggressive state who supplies weapons of death (WOD's) to as many warzones as possible.

N' as a country who keeps interfering with other country's.

Artful Dodger: thanks for playing

The Col: Well like I said it depends on what YOU mean by right wing extremists. Using the definition I have in mine I'd say no. They don't love America. They love their screwed up ideology.

Carrying this further: Does Obama love America? No. He wants to fundamentally change American from what it is to what it is not. He can find that in Venezuela.

Artful Dodger: I meant the right wing equivilant
of my original question

The Col: Depends on who you mean. I know some right wingers that are the same. They want freedom for themselves but not so much for others. But if you mean the tea party, they are patriots. They want to restore the US to what we are Constitutionally. But some extreme groups just want their ideology to command regardless of laws or Constitution principles.

Artful Dodger: How about on the reverse side, the right wing extremists?

The Col: No I don't. Moderates maybe but not the progressives. They love their ideology and want only what's best for their screwed up view of the world. They want to fundamentally change America. They should move to Cuba. There's a fundamental change for ya.

Artful Dodger: You don't think Liberals love their country, and want what they think is best for it?

rod03801: Liberals are good at running things into the ground. They won't be satisfied until they've demolished everything. Then they will still blame everyone else for what they themselves have created. They are the party of blame.

rod03801: Because of their advertising. Still now they make out their products are perfectly healthy in the UK.

"How about PERSONAL RESPONSIBILITY?"

Many do, but some are taught to hand it over to an invisible being!!

"It just HAS to be SOMEONE else's fault. "

Like the government?

I'd say the Romans.. but unless your a Monty Python fan..

(V): Why in the world should McDonald's be blamed for obesity?

How about PERSONAL RESPONSIBILITY?

Pathetic how so many people can't take responsibility for their own bad habits. It just HAS to be SOMEONE else's fault.

Foolishness.

... Cuban Revolution?? Those companies were treating the Cubans like those in Texas treat illegal immigrants these days!!

Iamon lyme: The NHBC 10 year guarantee is a supposed guarantee on new houses of all types.. including 'exclusive' builds.

"So in other words, you support sweat shops that contribute to child labour deaths because you don't make your own clothes?"

Hey.. I though I was supposed to be the twister here... now I think I'll pass the virtual crown over to you!!

"And today he single handedly runs all the businesses involved in making internet access available to you."

No... he thought of the standard system that all the businesses now use to communicate over the internet.

"And you built all the parts and components from scratch, from rocks and dirt......."

Nahhhh, But no kid built it.

"You even built a running wheel to generate your own electricity."

Nope.. that is the UK governments fault.. our electric that is. If they hadn't standardised the voltage, plug design and built the national grid...