Hrqls:  Good points and in the end, I can live and be happy with whatever the policy is.  It really doesn't negatively affect me anymore as it once did. 

I did have one thought after reading your previous posts.  If someone was having serious problems with their ISP or if they were long term hospitalized, I see no reason not to place a temporary adjounment to their games (for a limited amount of time) without the bother of having to buy more vacation time.  Seems to me these types of situations would be few and far between.  I know that if my ISP went down, I'd have multiple options to connect and send a message to Fencer.  And if hospitalized, same thing.  Plus, many people simply use their comptuters from their hospital bed.  Exceptions like the ones you bring up are good ones.  But I suspect that too often the vacation days are used as time out insurance.  And if a person uses them that way, then when they truly need them (for real emergencies), and they have none left, no one is to blame but themselves.  I suspect this would most often be the case.