i'm not a member yet its in the mail like many others i have no visa, when i got to the payment page and it said purchase well how do i purchase i don't have a visa. So i cancelled being confused at that point i went to contact and sent off and e-mail with my questions. I received an anwers that day in detail on whats past that purchase page and it was quite easy after that, so i'm glad i sent off the e-mail even thought i felt silly doing it, because the info was there i just couldn't get past the purchase page i didn't know if i could get back out if i went into the purchase page.