"GERRY": These days there in no guarantee for anyone to be able to run a successful business. We've had sole traders that have been around for decades now having to shut up. Some quite honestly saying that there is no help for them, banks won't help them, and the government will not help them.

And their mistake.. being in a field that the market has contracted so much there is not the business to operate. Even the last market collapse re Thatchers' boom and bust economic policy didn't break them.

Then there was the need to introduce a charge of corporate manslaughter...