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As to Healthcare.. Obama said (as far as I read) that he would work towards reducing Healthcare costs by about $2.5K. As such, making the market for healthcare more competitive, cutting down on fraud, unnecessary tests, silly cop outs (such as "you didn't tell us you had acne, your insurance is cancelled") will do that.
Over here, we have plenty of price comparison sites where someone can shop for cheap insurance on cars, house, etc..... If the health insurance system in the USA was opened up in the same manner then surely it'd get to be a buyers market, where companies are fighting for peoples custom.