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Artful Dodger: EXACTLY................but is it paid for? probably not.....Im glad Im from the old school, because if I want something I pay cash....ALWAYS...no exceptions....I put a new kitchen in last year....cash. I added another room onto my home...Cash. These days it is the norm to have things on "layaway" as we call it here is AUssie. or Time payment, hire purchase etc etc.......I wonder if POOR Usurper comes into any of those categories LOL - he did say he was poor didnt he?