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Tuesday: Yep. They hook you in then hit you with... um .. um lots of messy stuff. But...... At least over here they have clamped down on some of the rip offs, like charging you £20 for being a little late or for having to send you a letter. People were getting so peeved that the government had to step in and set limits before we stormed and lynched a few people from the financial services industry.