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Ferris Bueller: So basically, small businesses are penalised by the current health system for being small. They may want to provide health insurance, but the cost is higher than medium/large firms pay thanks to extra charges by brokers, etc... on average 18% more per employee.
So, if small businesses have access to a greater market then the cost goes down, the % of small businesses that provide cover would be higher.. hopefully.. as the cost would be less.