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Iamon lyme: I was bringing in 350 dollars a month LESS than I needed just to pay my basic bills. So, I went to the electronics store, bought a big screen tv (on credit) a new stereo system (borrowed the money from the bank) and a new computer (borrowed the money from my work.
Then I went to the car dealership and bought both a new truck and a new car with all the extras. I took out a loan with their creditor. High interest rate but I'm a bit of a risk.
Then I went to the bank, depleted my savings, gave the money away to a failing company (I know a very bad investment but I had to spend the money somehow) and waited for my indebtedness to change. It didn't.
So I spent more money thinking I must have failed to spend enough. So I doubled my expenditures to record highs. And just to be sure that I had spent enough, I sighed up for about a dozen charities where they take the money right out of your checking account. I figured what the heck and signed up for 100 dollars for each of them per month.
So NOW instead of being 350 dollars per month behind every paycheck, I"m $2700.67 behind every month.
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