Ug, I can see what you are bgetting at, but really... If it were 'ratings' I was worried about, would play unrated games

Its not losing the rating that so much worries me when I time out...it is losing a fun game where many moves have already been completed, and having it wasted for no good reason.

So your suggestion really is irrelevant and not a viable solution, but thanks!

Any other great ideas?