Dmitri, here... "YEs. We agree, but probably not in terms of degree. I tihnk that the people we have discussed (those who truly cannot afford a membership) are veyr few and far between, so few that they are irrelevant to the discussion."

I' not going to get into a huge discussion about this, I think its enough to say that a) you cannot know how many people really are in this position and b) it wouldn't matter if it was 1 person or 1000 people. That statement is hurtful and demeaning to those people.