Bernice, I'm not quite sure what happened at moneybookers the first time I used it! I was sat with my mobile, but it all went through without a text.
The first time I used the site, I think I clicked the wrong thing, I tried to 'pay by credit card' instead of another option? I think you're supposed to click on 'pay through a moneybookers account' (or similar) and then enter your card. It was some simple mistake like that I made, and I nearly gave it up and didn't go back! But I'm glad I did. Now its set up, payments are simplicity itself. (Just what I need!) If you want to give it another try, have my email or an IM window open and I'll go through it with you. It IS possible without a mobile number! (And if they absolutely insist, you can use mine!)