Bernice: I agree, I dont think you should buy anything that you dont have the cash up front for, the exception probably a car, but I dont even know about that, and a house. But paying cash for a house, thats awesome, congrats on that one, except I am sure there has to be something about it that wasnt ideal, if you know what I mean?

Anyway, thats the down side, that you always need a house to live in, and when you sell your house for double the cost or whatever, you still have to buy a new one at the current rates, so it does us no good, really unless we only need less of a house or we move to a cheaper area, or like me, you have two and you can sell one when the value gets up there!