(V):  Most people in the US live way beyond their means.. They have house loans, student loans, auto loans and credit cards they shuffle payment after payment to.. they have to depend on two solid incomes to maintain their budget. When this started their was monies granted to banks.. but, also stimulus monies to help those homeowners.. The people who rent.. such as myself didn't have the luxuries of getting this extra money. I am amazed the prices of real estate. I grew up knowing that people had to work for their life styles I know the younger crowd thinks they get to start at the top.. and they can if their credit cards and score allow them to. Take their job from them and they start losing stuff cause all their monies are tied up in paying loans off.. not saving..