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21. Décembre 2008, 18:29:39

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Sujet: Re: Arm rates don't look that competitive to me.

Artful Dodger: first, i believe that points are a one time thing determined at closing, its only the interest that will change, and if there are people defaulting on arms right now, I would have to assume its nothing to do with interest rates, since those are way down, but the fact that these people have either lost their income or they really couldnt afford the loans no matter the rates?