tonyh: What exchange rate? I buy the money order in U.S. dollars. I send it to Filip in the Czech Republic. If it's an international money order, they don't charge him anything to cash it. Least ways that's what he told me. If you send him a personal check or a domestic money order that's something else and the Czech Repbulic has very high rates for those transactions.

Example:
Today a one year Rook membership costs 30 euros. The exchange link says that today 30 euros is the same as 37.7058 dollars

30.00 EUR = 37.7058 USD http://www.xe.com/

I go to the liquor store and buy the international money order for $37.71. There's no exchanging involved for me or anyone. That cuts out the middle man for Filip too. There's the cost of the money order and the postage, plus you have to wait a few days for it to get to him, but that's it.