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Czuch: I spend my money when I want to. I just bought my wife a new computer (lap top) and we just purchased round trip flights to Arizona. Car rental too. So that will put some bucks back into the economy. So I've more than spent that money but on my terms and not on the governments. I never buy something just cuz I have the money (the government could learn from that). You should see the truck I drive. I could buy a new one outright but why? Better off in the bank. I say good for me and bernice! ;)