Oh man.. someone here doesn't know the meaning of Bushido!! Jesus would be furious!!

... Best to make it a public event, even sponsored... the proceeds can help pay off the US debt.

George Carlin has recorded a great way to deal with the myriad of banking problems.. especially those helping drug money laundering. As thought through, why threaten those (drug sellers) with the death penalty. They are already use to death, they do it to each other every day.. as well as themselves.

So, why not go and execute a few of the conservative republican bankers!!

They might finally get the idea that they are going to be held to account for the Death and Destruction their activities cause. As noted by George, they fear death.

MissDelish: So the teachers are telling you off?

The Col: I asked a Jehovah Witness the other day about their prediction of 1975 being the end of days... They are embarrassed about it basically. Some dude had though the beginning of WWI was the start of the rapture process.

That I can understand. That wasn't a war.. It was generals playing sadistic games sipping sherry, whilst using men as cannon fodder!

3 million Americans prepping for the end of the world..

... It's gonna happen sn!!

I just wish they could make up their minds on what the date will be. Maybe an armageddon con, con?

The Col:

Iamon lyme: Only one hypothetical, the other was a real part of law question.

Nonsense answers don't count. Enjoy

http://www.youtube.com/watch?v=bgJER28ceBA&feature=related

Being an evangelist just doesn't cut it as a qualification in some areas.

God Bless Judge Judy!!

Vikings: No It's not, it was about fairness in debates here disguised around a question.

After all.. if it was a liberal being asked.. the conservative camp here would go on.. and on .. zzzz zzzz

But hey.. Us libs (or undecided) are use to that

rod I wasn't gonna ask it anymore. It just seems a shame that someone can't answer a straight forward hypothetical question.

But hey it's their loss.

Iamon lyme: *sigh* to this question...

If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"

Yes or No?

>>>>> Is dodging questions constantly a conservative value?

Btw... for those who may not know.. the law is the cost price. That which the retailer needs to pay to get another one.

Simple.

Iamon lyme: You don't know!!

Is that why you won't answer a simple question?

Eg.... If you walk into a shop you are then automatically under contract to pay for any goods you damage or break in there.

But, what do you pay? The price on the tag??

Iamon lyme: Please stop making a simple question hard

I also mentioned Contract law which starts at the moment you walk into a business. It's a simple rule that everyone should know!! You do know it I'm presuming, so lets cut to the chase....

If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"

Yes or No?

Iamon lyme: So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

It's a simple question.

Iamon lyme: So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

Is that because of the morphine from the ER department??

Iamon lyme: So is Contract law. That on buying something there are certain rights you have.

.... Your not one for surrendering your rights are you? You just let businesses walk all over you if they mislead you!!

"It's ok... you win, I was dumb for not understanding section 15 part Ciii, I'll just roll over and take it. I like being ripped off!!

... Regarding buyer beware. If a business sells you a car and it then 'breaks' .. eg the wheels fall off, or the engine blows up... it's not buyer beware. The business is expected to sell a roadworthy car. This is part of contract law, to sell a product that is fit for purpose.

After all..... we are not all trained mechanics!!

Such stereotyping.

Rights...... in the UK you have more rights when buying a kettle that proves faulty then buying a brand new house with a NHBC 10 year guarantee.

Iamon lyme: Even those with no law degrees or just plain 'dumb'?

The Justice Department’s criminal investigation into the manipulation of LIBOR and EURIBOR by other financial institutions and individuals is ongoing. The agreement requires Barclays to continue cooperating with the department in its ongoing investigation.

“LIBOR and EURIBOR are critically important benchmark interest rates,” said Assistant Attorney General Breuer. “Because mortgages, student loans, financial derivatives, and other financial products rely on LIBOR and EURIBOR as reference rates, the manipulation of submissions used to calculate those rates can have significant negative effects on consumers and financial markets worldwide. For years, traders at Barclays encouraged the manipulation of LIBOR and EURIBOR submissions in order to benefit their financial positions; and, in the midst of the financial crisis, Barclays management directed that U.S. Dollar LIBOR submissions be artificially lowered. For this illegal conduct, Barclays is paying a significant price. To the bank’s credit, Barclays also took a significant step toward accepting responsibility for its conduct by being the first institution to provide extensive and meaningful cooperation to the government. Its efforts have substantially assisted the Criminal Division in our ongoing investigation of individuals and other financial institutions in this matter.”

I think the word for today is manipulation!!

""Senior managers at Barclays have warned staff in an internal memo that the Libor scandal will envelop other banks.

The memo circulated on Friday said that revelations about its rivals would "put in perspective" Barclays' culpability.....

.....According to the Barclays' memo to staff: "As other banks settle with authorities, and their details become public, and various governments' inquiries shed more light, our situation will eventually be put in perspective."

The memo, from Mr Agius and other senior executives, admitted that customers, shareholders and regulators "all have a right to feel let down" by the bank after it admitted to manipulating Libor, and incurred a £290m ($450m) fine from UK and US regulators.

Several banks are currently being investigated, both in the UK and the US, for allegedly manipulating Libor.

On Friday it emerged that the Federal Reserve Bank of New York - which is responsible for overseeing banks in the US city - discussed concerns about the way Libor was being set as early as May 2008.

YO!! Americans .. It's time for some pay back.

"""A US regulator has fined the credit card provider Capital One Financial for misleading millions of customers into buying unnecessary products. Capital One has agreed to pay $210m (£134m) to settle the case and refund two million customers.

The Consumer Financial Protection Bureau (CFPB) said "deceptive marketing tactics" had been used. Consumers had to pay for extras such as payment protection and credit monitoring when they took out a card. CFPB director Richard Cordray said: "Customers were pressured or misled into buying credit card products they didn't understand, didn't want, or in some cases, couldn't even use."

"We are putting companies on notice that these deceptive practices are against the law and will not be tolerated," he added.

Capital One, on of the US's biggest issuers of credit cards, said it will refund customers $150m, pay a $25m fine to the CFPB and an additional $35m to the Office of the Comptroller of the Currency"""

... $150,000,000 in refunds going.. Are YOU owed??

The Col: Kinda... But with the 'bad cop' coming from LA.

Wasn't it in South Park that the truth was told.

Conservatives need the Liberals in America so they can carry on being conservative without fear of the rest of the world seeing the US as an aggressive state who supplies weapons of death (WOD's) to as many warzones as possible.

N' as a country who keeps interfering with other country's.

rod03801: Because of their advertising. Still now they make out their products are perfectly healthy in the UK.

"How about PERSONAL RESPONSIBILITY?"

Many do, but some are taught to hand it over to an invisible being!!

"It just HAS to be SOMEONE else's fault. "

Like the government?

I'd say the Romans.. but unless your a Monty Python fan..

... Cuban Revolution?? Those companies were treating the Cubans like those in Texas treat illegal immigrants these days!!

Iamon lyme: The NHBC 10 year guarantee is a supposed guarantee on new houses of all types.. including 'exclusive' builds.

"So in other words, you support sweat shops that contribute to child labour deaths because you don't make your own clothes?"

Hey.. I though I was supposed to be the twister here... now I think I'll pass the virtual crown over to you!!

"And today he single handedly runs all the businesses involved in making internet access available to you."

No... he thought of the standard system that all the businesses now use to communicate over the internet.

"And you built all the parts and components from scratch, from rocks and dirt......."

Nahhhh, But no kid built it.

"You even built a running wheel to generate your own electricity."

Nope.. that is the UK governments fault.. our electric that is. If they hadn't standardised the voltage, plug design and built the national grid...

... The illegal arms trade?

HSBC provided a conduit for "drug kingpins and rogue nations", according to a US Senate committee investigating money laundering claims at the bank. Its report said suspicious funds from countries including Mexico, Iran and Syria had passed through the bank.

The committee is hearing from HSBC officials, one of whom said he found it "painful and embarrassing" to talk about the bank's shortcomings. HSBC's head of group compliance, David Bagley, stepped down at the hearing.

Mr Bagley told the committee that the bank had "fallen short of our own and regulators' expectations but that a major overhaul of the bank's compliance activities was underway and that HSBC had "learned a lot of valuable lessons".

He said despite being head of compliance he had not had full authority to act over all parts of the bank.

The bank said it was in the process of closing 20,000 accounts in the Cayman Islands as a result of the investigation.

Senator Carl Levin said HSBC's lack of controls at its US and overseas units had been "a recipe for trouble". Mr Levin is chairman of the Senate Permanent Subcommittee on Investigations, which is looking into HSBC's activities between 2006 and 2010.

Its report also says that some HSBC bank affiliates got round US government rules prohibiting financial transactions with Iran and certain other countries, in some cases assisting terrorism.

We can blame them therefore for supporting terrorists and drug barons??

... That was one thing about the 2012 Olympics .. the two biggest supporters are the two biggest suppliers into the food chain of products that are bad for your health.

Does anyone supersize now?

Iamon lyme: .....

"You can blame them for the food you eat."

Mcdonalds has a lot to answer for regarding the obesity problem.

"You can blame them for the clothes you wear."

The use of sweat shops, child labour deaths?

"You can blame them for the materials and labor that went into making your home."

Asbestos? The NHBC 10 year guarantee being worthless??

"You can blame them for your computer and for easy access to the internet. (I blame them for that)"

uh uh.. the internet easiness was invented by someone working at CERN. IE a government paid scientist.

"By the way, do you grow your own food"

Yes.. not all.

"Did some kid build a computer in his garage and then give it to you?"

No I built it.

Iamon lyme: Yes, I know I did... The big hint that I did was that those figures were in my post.

"You make it sound as though they got away with it."

They did for ten years.

"some people will try to cheat and get away with it. Is that really such a big surprise?"

Nope. Just another one in the long list of cheating companies.

I'm still waiting for a list from a conservative on this board on what we can blame on businesses.

Cheating customers seems to be one!!

LG Display has agreed to pay $380m (£246m) to settle an LCD panel price-fixing case in the US.

The company denied doing anything wrong, but said it had agreed to a settlement to avoid "the expense and burden of protracted litigation".

It was the largest amount paid by any of the 10 companies that have settled the case, including Toshiba, Samsung, Sharp and Hitachi.

They were accused of fixing the prices of LCD panels between 1996 and 2006.

The money will go to US consumers and state governments. The alleged price fixing would have increased the prices of devices using LCD displays such as televisions and laptop computers.

Samsung paid $240m to settle the case in December, while Toshiba is to pay $21m and AU Optronics is to pay $170m.

>>>>>>> But it's ok, they make money. As money makers they are allowed to rip people off.

At least that is the Conservative American view!!

MissDelish: Because I'd thought you might wanna reply in the first party for a change!!

MissDelish: Clever??

Iamon lyme: sure it wasn't looking like this....

http://php.med.unsw.edu.au/embryology/images/d/df/Stage7.jpg

btw... "you da man" was a small point that a "you da man" feels it's right to tell women what to do with their bodies regarding babies. "you da man" says to women regardless of how (eg incest, rape) or the risks (to the mother) or if the baby is going to be so deformed that it's life quality will be zero.

"you da man" understand fully the impact on women in such cases.

Iamon lyme: The general consensus view on this board by most conservatives is that it's ALLLL the governments fault..... A real conservative always blames the government, always blames the "libs".

It is a surprise to hear someone 'conservative' state otherwise.

So, can you tell me what we can blame on businesses from a conservative view, so I can remember for later!!

Credit card companies Visa and Mastercard and major US banks have agreed to a $7.25bn (£4.65bn) settlement to retailers over card fees.

The case, which has been going on for seven years, is over firms colluding to fix the fees that stores pay to process credit and debt card payments.

The settlement is thought to be the largest of its kind in US history.

It involves a $6bn payment to stores and an agreement to reduce swipe fees for eight months, valued at $1.2bn.

An additional $525 million has been set aside to pay to the stores which sued individually, including grocery chains Kroger and Safeway and the Rite Aid pharmacy chain.
Previous settlements

The settlement involves credit card giants Visa and Mastercard, as well as major US banks which issue their cards including JPMorgan Chase, Bank of America and Citibank.

Craig Wildfang, the lead lawyer representing the merchants, told AFP: "Over time, the reforms induced by this case and in this settlement should help reduce card-acceptance costs to merchants, which in turn, will result in lower prices for all consumers."

Visa and Mastercard already paid a combined $3bn to settle a lawsuit over their "honour all cards" policies, which tied acceptance of credit to debit cards.

The US Department of Justice also brought and settled a civil suit against the two firms in 2010 over policies that prevented stores from offering their customers cheaper forms of payments.

..... yet another price fixing story... I'm so shocked!

NOT!!

Tax evasion economics...

"Tax evasion will cost the U.S. government $305 billion in 2010 and has cost $3 trillion over the past decade. It is a major contributor to budget deficits and the accumulation of national debt since 2001. Tax evasion also costs state treasuries billions of dollars. Every tax filer will pay an extra $2,200 in 2010 to make up for the funds lost to tax cheating. Even modest success in reducing tax evasion would free up significant new resources for spending or deficit reduction. Yet last week's budget deal nixed a proposal by the Obama Administration to strengthen the IRS' enforcement capacity. "

N' just like in the UK who had to write off £25,000,000,000 just before the 2012 New Year, Conservatives want to cut the ability of those departments to catch fraudsters.

Even though every dollar/pound spent on catching those breaking the law gets a return of at least 3 fold!!