BrainKing - Diskussionsforum (Politics)

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18. juli 2012, 22:15:50

Mort

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Ändrat av Mort (18. juli 2012, 22:17:51)

YO!! Americans .. It's time for some pay back.

"""A US regulator has fined the credit card provider Capital One Financial for misleading millions of customers into buying unnecessary products. Capital One has agreed to pay $210m (£134m) to settle the case and refund two million customers.

The Consumer Financial Protection Bureau (CFPB) said "deceptive marketing tactics" had been used. Consumers had to pay for extras such as payment protection and credit monitoring when they took out a card. CFPB director Richard Cordray said: "Customers were pressured or misled into buying credit card products they didn't understand, didn't want, or in some cases, couldn't even use."

"We are putting companies on notice that these deceptive practices are against the law and will not be tolerated," he added.

Capital One, on of the US's biggest issuers of credit cards, said it will refund customers $150m, pay a $25m fine to the CFPB and an additional $35m to the Office of the Comptroller of the Currency"""

... $150,000,000 in refunds going.. Are YOU owed??

18. juli 2012, 23:46:29

Iamon lyme

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Ämne: Re:

(V): "...Are YOU owed??"

caveat emptor

19. juli 2012, 00:43:49

MissDelish

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Ämne: Re:

Iamon lyme: ah, the old latin LOL..."Let the buyer beware" - in other words - read the fine print.

19. juli 2012, 01:07:01

Iamon lyme

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Ämne: Re:

MissDelish: Exactly. And if there is any doubt then don't buy. Signing on with credit card companies is especially bad, because until you get it all paid off they 'own' you.

19. juli 2012, 01:16:00

Mort

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Ämne: Re:caveat emptor

Iamon lyme: Even those with no law degrees or just plain 'dumb'?

19. juli 2012, 01:57:10

Iamon lyme

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Ämne: Re:caveat emptor

(V): "Even those with no law degrees or just plain 'dumb'?"

Especially for those with no law degrees or just plain 'dumb'.

It's a simple rule of thumb almost anyone can understand. I say 'almost' because some don't want to understand it... personal responsibility is for other people, not for them.

19. juli 2012, 02:11:10

Mort

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Ämne: Re:It's a simple rule of thumb almost anyone can understand.

Iamon lyme: So is Contract law. That on buying something there are certain rights you have.

.... Your not one for surrendering your rights are you? You just let businesses walk all over you if they mislead you!!

"It's ok... you win, I was dumb for not understanding section 15 part Ciii, I'll just roll over and take it. I like being ripped off!!

19. juli 2012, 02:34:14

Iamon lyme

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Ämne: Re:It's a simple rule of thumb almost anyone can understand.

(V): ".... Your not one for surrendering your rights are you? You just let businesses walk all over you if they mislead you!!"

You are missing the point. I don't let businesses walk all over or mislead me. That's the whole point of "let the buyer beware". I haven't had to exercise my right to sue because I don't let myself get ripped off.

I have better things to do than to keep myself busy getting justice for being ripped off after making stupid decisions. Another way of saying 'let the buyer beware' is let the buyer be aware.

19. juli 2012, 02:36:22

Mort

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Ämne: Re:It's a simple rule of thumb almost anyone can understand.

Iamon lyme: So in Conservative land.... If you buy faulty goods. For example a chain saw from a shop. It then when you use it malfunctions and causes you to lose an eye.

You'll just say "buyer beware"..

19. juli 2012, 02:36:40

Papa Zoom

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Ämne: Re:It's a simple rule of thumb almost anyone can understand.

Iamon lyme: Not to mention that the lazy liberals in the US look for ways to sue so they can make money the easy way. It's really extortion via the courts. 2 million for spilling one's coffee. Seriously. The woman that won that award needed to be jailed for even bringing that suit.