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I'm on disability now from AT&T. Three years ago I was making $150,000 a year as a Global Account Manager for Cingular, then I had to go on disability shortly before AT&T took over. I paid for the best health coverage available and also always paid for supplemental disability insurance. I've been on disability and under medical treatment since then. You'd think with my career path, income and savings, and my commitment to always get the most and best insurance I could I should be in great shape, right? I'm now completely broke, I have no retirement savings left, can't pay for my kids college, and my copay on just ONE of my prescriptions has gone from $150 to $1254 for a one-month supply, so I can't even afford the prescription I need to stay alive.
I don't care how good your job is, how secure it is, how great your insurance is, or how much you have in savings and retirement accounts, YOU ARE NOT COVERED. The contractors your company works with (i.e., United Healthcare for Medical Ins., Hewett for Benefits Mgmt., Sedgewick for Disability Mgmt., CVS for drug benefits, etc.) will pull every trick in the book to reduce/deny coverage. Their systems are set up to force you to monitor a constant barrage of paperwork and forms, and if you miss any required response notices, they will permanently drop you from benefits/coverage, and you're screwed, forever.
WASHINGTON — The largest medical insurers and drug companies spent 41% more on lobbying this year as Congress began debate on an overhaul of health care, which may include a public insurance plan the industries oppose. The largest medical insurers and drug companies spent 41% more on lobbying this year as Congress began debate on an overhaul of health care, which may include a public insurance plan the industries oppose.
I say it was not Obama that caused companies to increase insurance costs in the USA, but the extra money the Health companies are spending on making sure they profit while people live in pain, go bankrupt.. or die.
This is great that people in America (practising nimby's) love their neighbours!!
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