(V): Typical government interference with free market forces. In many instances banks were pressured into making bad loans by government policy makers. Ask Barney Frank, he'll tell you, (actually no, he won't) And now they turn around to sue those banks because, well, a bad loan is a bad loan, no matter who is telling you to do it. A real estate lady tried talking me into getting a Fanny May loan so I could start making payments on a condo that I wasn't even interested in. ?? I said thanks, but no thanks, I wasn't comfortable borrowing money from an institution that essentially existed because of some governmental policy. She looked at me like I was a stupid rube, but that's okay because a few months later the morgage crises hit the fan.. well, something hit the fan, I was just glad I wasn't anywhere near the blowout.. know what ah mean?