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Bernice: Yea, for the Fischer Clock Games - the most important thing is the "Bonus" time - since depending on when you make your move, that will be the minimum amount of time you have to make a move.
FOR EVERYONE - That article explains how the xx/xx/xx timed games work with examples and such - VERY helpful for anyone wanting to learn more about how the times work on this site.
For myself, I rarely play Fisher Clock Games - and if I do, I always try to get a game that has at least 1 day bonus - since if I wait until the last minute to make my move, I know it will come back to me with at least 1 day to make a move.