I would agree with you about the rating fomula but like I said I dont worry too much about it. I figure if I win more than I lose, it will be a good number, if I lose more than I win, then it will be a low number. As far as fellowship teams, depending on the fellowship, you may be able to play team tournaments for your fellowship, if it is an open sign up offered for tournament. Meaning that the captains or Big Boss says first come, first serve despite rating. So your point of BKR meaning more, may not always apply. However yes it might mean something to some fellowship captains or bosses.