Artful Dodger: .. pretty good when I goto smaller unchained stores. I got 80% off recently by avoiding a chain of stores and going to a local shop and getting a deal.

Some goods are inherently cheaper by the small independents not having to spend millions on advertising.

My analysis is based on real events in the UK.

"Regulating is one thing. Over regulating another."

If we could trust the men in suits fine.... but as the banks have shown that left as they were with less regulation, businesses the bigger they are will break such regulation due to lack of accountability.