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Artful Dodger: Of course the banking system needs regulating, not only that but all parts of the financial system. I mean.... I use to run a P/L dept and we had auditors every year.
But... governments have been quite happy to leave them as they are as it helps in the ol boom and bust economic policies that we've had to put up with.
... Maybe a ban on our governments using the B&B system would also be helpful.
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